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Studying in Canada? Get covered!
A medical emergency or sudden illness while studying in Canada could ruin your school year. And without adequate coverage, the medical expenses could ruin you and your family.
Some hospitals won't even admit patients without proper health insurance. If they do, the costs can be astronomical. Don't gamble with financial disaster when you can protect yourself with the most comprehensive and affordable coverage available.
Don't wait for something to happen.
Don't take your health for granted. Get peace of mind. Get Student Travel Insurance.
Every time you travel outside of your home country, you may be leaving the benefits and coverage of your home health plan behind.
Citizenship and Immigration Canada
recommends that all international students studying in Canada purchase health coverage when they arrive in the country as foreign students may not be eligible for provincial health care plans.
For more information, visit http://www.cic.gc.caFeatures and Benefits
Summary of coverage and eligibility
This insurance provides coverage for medical expenses incurred by students enrolled in a school in Canada and Canadian students enrolled in a school outside of Canada.
Key Benefits | Maximum Limit |
---|---|
Maximum policy limit | $2,000,000 |
Emergency medical treatment | Up to the policy limit for:
|
Follow-up visits | Up to 5 follow-up visits within 14 days of the initial emergency treatment |
Ambulance | Up to the policy limit for ground, air or sea ambulance (including paramedics) or taxi in lieu |
Prescription drugs | Up to a 30-day supply following an emergency
Note: The cost for one morning-after pill is also provided once during a 12 consecutive month period if the insured has purchased a 365-day policy |
Eye examination | One visit to an optometrist or ophthalmologist for a general eye examination
Note: This benefit is available once during a 12 consecutive month period if the insured has purchased a 180-day policy |
Annual physician visit | Up to $150 for one general check-up or one immigration medical examination in lieu
Note: Coverage is also provided for preventative screening tests. This benefit is available once during a 12 consecutive month period if the insured has purchased a 180-day policy |
Maternity | Up to $25,000 for:
|
Dental |
|
Professional medical services | Up to $1,000 per incident per practitioner for the services of a:
Up to $2,000 combined for all practitioners per incident for the services of a:
|
Repatriation |
|
Family transportation | When an insured is hospitalized, this benefit includes:
|
Accidental Death and Dismemberment | $10,000
Insureds can purchase the Accidental Death and Dismemberment Optional Coverage to increase the limits of coverage as follows:
|
Rehabilitation treatment | Up to $250 per day to a maximum of 7 days for emergency treatment in a rehabilitation facility, when it’s medically necessary after hospitalization |
Vaccination and tuberculosis testing | Up to $150 for:
*Coverage for tuberculosis testing is not available if the testing is mandated by the school board or school |
Sexually transmitted infection testing | Up to $100 Note: This benefit is available once during a 12 consecutive month period if the insured has purchased a 180-day policy |
Fracture treatment | Up to $1,000 for treatment related to fractures. This benefit includes:
|
Tutorial services | Up to $20/hour to a maximum of $400, if the insured is hospitalized for 30 consecutive days or more |
Airfare to return home for treatment | Up to a one-way economy airfare to return to the country of permanent residence for immediate treatment*
Note: For fracture claims, this benefit is only available in lieu of the Fracture Treatment benefit * Treatment must be required within 10 days of returning home |
Return of vehicle | When the insured is not medically fit to drive back to their home country, this benefit includes: Up to $1,000 for a commercial agency to return the vehicle or up to a one-way economy airfare plus gas, meals and accommodation for a family member or friend to pick up and return the vehicle |
Prescription glasses/contact lenses/hearing aids | Up to $200 if required because of an accident or injury
Note: Includes the cost to repair existing glasses or hearing aids |
Key Features | |
Maximum policy limit | $2,000,000 |
Age limit | Students Up to 69 years Family Members Minimum of 15 days up to 59 years |
Family coverage | Coverage is available for family members who are residing with the student while they are enrolled in school. The student must either be covered under a TuGo Student Insurance policy or meet the eligibility requirements for a TuGo Student policy. Eligible family members include:
|
Pre-existing conditions | There is a 90-day stability period for pre-existing medical conditions before the effective date of the policy |
Travel worldwide | Travel Worldwide Travel worldwide is covered provided the insured intends to spend the majority of their time in Canada Travel in Home Country Visits to the home country are permitted; the Policy will not terminate but expenses in the home country will not be covered |
School breaks | Coverage is available during school breaks provided the student is still enrolled as a full-time or part-time student |
Claims at TuGo
Claims at TuGo has provided superior customer care and claims solutions for TuGo policyholders for over 25 years. In case of emergency or if you need to file a claim, call us at:
In Canada & USA | 1-800-663-0399 |
From Mexico | 001-800-514-9976 |
Collect Worldwide | 604-278-4108 |
Important Notes
The language in this document may not be the same as the actual policy wording which will prevail in all instances and is available upon request. Certain exclusions, limitations and conditions may apply.
PDF Files
For more details, please see the PDF files below.
This online quote-application form is protected by secure SSL.
Please use these forms to apply for insurance.